Covering employees while controlling costs.
Workers' compensation is an important and sometimes costly part of running a business. Your employees deserve great coverage, and you shouldn't have to break the bank to pay for it. We work with many different companies that compete for your business, saving you a considerable amount of money.
Protect the employees that help your business grow.
- Get Up To 5 Different Insurance Companies To Quote Your Business
- Different Limits
Montana’s system of worker’s compensation (workman’s comp) is compulsory, meaning that employers are required to provide worker’s compensation insurance for their employees. Worker’s compensation insurance may be provided through a competitive state fund, a private insurance carrier, or employers may self-insure. Waivers may be permitted.
If you think of workers’ comp as an expense, consider what it would cost to pay for an injured worker without this protection. It also helps to reduce chances of being sued for medical costs by an employee, and anything that reduces the chance of lawsuits is a good thing.
What does workers’ comp insurance cover?
In the event that an employee is injured on the job, workers’ compensation coverage provides payment for medical care, rehabilitation and a portion of wages if the person is unable to work. If the worst situation happens and an employee dies while performing his job, it provides a death benefit to a worker’s dependents.
Our expertise and knowledgeable staff understand proper job classification which drives workers comp costs. We’ll make sure your workers are properly classified and give you guidance to help you manage your costs. We’ll compare options to find you the best price now and monitor changes to make sure you’re saving money wherever possible at renewal.